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Tag: cash out

  • 8 Reasons Why Pay&Go’s New Cash-Out Service is a Game-Changer for Filipinos

    8 Reasons Why Pay&Go’s New Cash-Out Service is a Game-Changer for Filipinos

    A showcase of Pay&Go's self-service kiosk with integrated cash-out services, featuring attendees interacting with the machine at the Manila Tech Summit 2025.

    At the Manila Tech Summit 2025, Pay&Go stole the spotlight by unveiling a breakthrough feature: integrated cash-out services on its already popular self-service kiosks. With more than 3,000 machines spread across the Philippines, this innovation is being hailed as a giant leap toward true financial inclusion.

    But what exactly makes this move such a big deal? Here are eight reasons why Pay&Go’s latest upgrade is set to change how Filipinos handle money.

    1. From Simple Kiosks to All-in-One Financial Hubs

    What used to be kiosks for bills payment, mobile top-ups, and basic cash-in functions are now transforming into full-scale financial touchpoints. With the addition of cash-out features, Pay&Go machines evolve into mini-banking hubs accessible 24/7. This means Filipinos don’t have to line up at banks or remittance centers for simple transactions—they can withdraw money in seconds through kiosks in malls, convenience stores, and even remote towns.

    2. A Direct Answer to the “Unbanked” Challenge

    Millions of Filipinos remain unbanked or underbanked because of limited access to physical banking infrastructure. Pay&Go’s innovation flips that challenge on its head by extending cash-out capabilities to areas that lack traditional banks. Instead of requiring people to travel long distances just to withdraw money, the kiosks now bring financial access closer to their homes.

    3. Backed by the Biggest Names in Government and Finance

    The Manila Tech Summit 2025 wasn’t just any stage. It was graced by President Ferdinand “Bongbong” Marcos Jr., who emphasized the government’s full commitment to digital transformation. Senator Bam Aquino’s keynote also highlighted the importance of laws that promote growth in the digital economy. With support from policymakers and regulators like the Bangko Sentral ng Pilipinas (BSP), Pay&Go’s innovation is poised for widespread adoption with the trust and credibility of national leaders.

    4. Strong Interest from Banks Right Out of the Gate

    During the live demonstration at the summit, several banks immediately onboarded the new service after testing it firsthand. Others expressed strong interest, signaling that financial institutions clearly see the massive potential of this upgrade. The fast momentum proves that the industry is ready to embrace practical solutions that can expand their reach to more Filipinos—without building new branches.

    5. Over 3,000 Kiosks Already in Place Nationwide

    One of Pay&Go’s strongest advantages is scale. With a wide network of kiosks already scattered across the country—from bustling Metro Manila to the farthest towns—this innovation doesn’t need years of infrastructure buildup. The groundwork is already there, and the machines are just waiting for the upgrade. That means the benefits of the new cash-out feature could reach Filipinos much faster than any new banking project.

    6. A Vision of Innovation Rooted in Inclusion

    CEO Dan Ibarra put it best during his panel talk: “True innovation isn’t just about cutting-edge tech; it’s about making fundamental services affordable, efficient, and accessible to every Filipino.” His words underline Pay&Go’s core mission. Unlike many tech firms that focus on high-end urban markets, Pay&Go aims to serve the grassroots population—bringing basic financial access to where it’s needed most.

    7. Collaboration is at the Heart of the Mission

    Ibarra also emphasized that financial inclusion is not a solo journey. It requires cooperation among government, private companies, and communities. This shared mission ensures that “walang maiiwan”—no Filipino is left behind. By anchoring its strategy on collaboration, Pay&Go is building a sustainable model that others in the fintech industry can follow.

    8. Setting the Stage for a More Inclusive Digital Economy

    The launch of cash-out services is just the beginning. Pay&Go is already planning to expand and embed this feature across its kiosk network, paving the way for even greater convenience in the future. With the Philippines pushing harder toward a digital-first economy, Pay&Go’s move solidifies its role as a key player in making financial services accessible to all. It isn’t just about technology—it’s about rewriting the financial story of millions of Filipinos.

    Final Takeaway
    The unveiling of Pay&Go’s integrated cash-out services at the Manila Tech Summit 2025 isn’t just another product launch—it’s a milestone for financial inclusion in the Philippines. By turning kiosks into multifunctional banking gateways, the company is closing the gap between owning a financial account and actively using it. Backed by industry leaders, policymakers, and banks, Pay&Go is showing how practical innovation can drive real change in people’s lives.

    As the digital economy continues to reshape how Filipinos live, work, and spend, Pay&Go is proving that technology only matters if it uplifts everyone. And with this bold step, it’s clear: the future of finance in the Philippines is not just digital, it’s inclusive.

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  • Pay&Go Unveils Innovative Cash-Out Solution at Manila Tech Summit 2025

    Pay&Go Unveils Innovative Cash-Out Solution at Manila Tech Summit 2025

    A person using a Pay&Go self-service kiosk at the Manila Tech Summit 2025, with event attendees in the background.

    At the Manila Tech Summit 2025, held at Shangri-La The Fort in BGC, Pay&Go proudly highlighted its latest efforts in promoting digital inclusion. Organized by the Fintech Alliance Philippines, the event themed “Forging a New Global Order: Risks and Opportunities Redefined,” brought together top industry leaders, government officials, and innovators dedicated to shaping the future of fintech and technology in the Philippines.

    The summit was graced by President Ferdinand “Bongbong” Marcos Jr., emphasizing the government’s strong commitment to digital transformation and inclusive growth. Senator Bam Aquino delivered an insightful keynote, titled “Laws that Unlock Growth,” underscoring the vital role of responsive legislation in accelerating the country’s digital economy.

    Bringing together key players from fintech firms, tech pioneers, and policymakers—including representatives from the Bangko Sentral ng Pilipinas (BSP)—the event provided a vital platform to explore emerging trends, challenges, and opportunities across the evolving landscape of finance and innovation.

    Pay&Go’s Key Milestone: Introduction of Integrated Cash-Out Services

    During the summit, Pay&Go introduced and showcased its innovative cash-out services, integrated into its existing self-service payment kiosks. Industry attendees and partners had the exclusive opportunity to experience this game-changing feature firsthand through real-time transactions. The response was overwhelmingly positive—several banks immediately saw the potential and have already onboarded, with many more expressing strong interest in partnering after successfully testing the service. This momentum underscores the powerful impact these cash-out solutions could have in expanding financial access across the country.

    This cutting-edge feature has the potential to revolutionize financial accessibility, especially in underserved and remote communities. By transforming existing kiosks into multifunctional touchpoints, Pay&Go aims to elevate them from simple transaction points to vital gateways for banking and financial services in areas where infrastructure is limited.

    Building on this exciting progress, Pay&Go will continue to embed and expand this enhancement within its current network of self-service kiosks. These upgraded machines are designed to deliver even greater convenience, accessibility, and efficiency—paving the way for a more inclusive financial landscape for Filipinos nationwide. This development vividly demonstrates Pay&Go’s commitment to practical, scalable solutions that will drive the future of financial inclusion.

    Transforming Innovation to Inclusion

    As this new feature gained attention, Pay&Go CEO Dan Ibarra participated in a key panel discussion titled “Unlocking Financial Health for Every Filipino: The Next Frontier in Inclusion,” moderated by Lawrence Ferrer, President & CEO of CIS Bayad Center Inc. The session focused on collaborative strategies to bridge the financial gap and bring essential services closer to every Filipino.

    “As we discuss risks and opportunities on a global stage, we remain grounded in our core mission here at home: We provide access to the grassroots population for their basic needs in financial inclusion,” said Ibarra.

    “Self-service kiosks are increasingly visible in rural areas, proof that Filipinos want access to financial services. With over 3,000 machines nationwide, from urban centers to the most remote towns, we’re helping bridge the gap between owning an account and actively using it. Because true innovation isn’t just about cutting-edge tech; it’s about making fundamental services affordable, efficient, and accessible to every Filipino, wherever they may be.”

    “… And this is not a solo effort. Financial inclusion is a shared mission—one that demands collaboration among government, private sector, and community stakeholders to ensure that walang maiiwan—no one is left behind,” as Ibarra closed the discussion.

    Pay&Go’s prominent presence at the Manila Tech Summit 2025 reaffirms its unwavering dedication to fostering a more inclusive digital economy. By working hand-in-hand with public and private partners, the company is committed to turning this vision into reality—bringing financial access to every corner of the Philippines.

    About Pay&Go

    Pay&Go is a leading self-service payment kiosk operator that offers a variety of services including cash-in, bills payment, mobile phone top-ups, and soon, cash-out services. With over 3,000 kiosks strategically placed nationwide, it enables communities have access to financial transactions. Pay&Go continues to push the boundaries of accessible and inclusive financial technology, making its cash-to-digital services available to more Filipinos.

    “The World According to Jaime de Guzman,” Now on View at the Yuchengco Museum“The World According to Jaime de Guzman,” Now on View at the Yuchengco Museum21st June 2026Ozymandias
    Hundreds of Maxim driver-partners back Brigada Eskwela, donate school supplies before classesHundreds of Maxim driver-partners back Brigada Eskwela, donate school supplies before classes29th June 2026Ozymandias
    More Than a SOCA: 30,000 Manileños Turn State of the City Address Into a Celebration of Community and ResilienceMore Than a SOCA: 30,000 Manileños Turn State of the City Address Into a Celebration of Community and Resilience26th June 2026Ozymandias
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  • 8 Big Takeaways from Pay&Go’s Game-Changing Cash-Out Launch at Manila Tech Summit 2025

    8 Big Takeaways from Pay&Go’s Game-Changing Cash-Out Launch at Manila Tech Summit 2025

    A young man wearing headphones looks thoughtfully at the camera in a modern studio setting, with a cityscape in the background. An inset features two individuals standing together at an event, smiling for the camera.

    The Manila Tech Summit 2025 was more than just a gathering of fintech leaders and policymakers—it became the stage for Pay&Go to introduce a breakthrough that could redefine financial access in the Philippines.

    Held at Shangri-La The Fort in Bonifacio Global City last August 26–27, the event brought together global and local tech visionaries, government leaders, and industry movers. At the heart of the summit was one question: How do we build a digital economy that leaves no Filipino behind?

    Pay&Go answered with an innovation that goes beyond convenience. It’s about financial inclusion, empowerment, and accessibility for millions.

    Here’s what stood out.

    1. Manila Tech Summit 2025 Set the Stage for Bold Innovation

    With the theme “Forging a New Global Order: Risks and Opportunities Redefined,” the summit was designed as a space for cross-sector collaboration. Organized by Fintech Alliance Philippines, the event wasn’t just about future trends—it was about solutions Filipinos need today.

    Attendees ranged from the Bangko Sentral ng Pilipinas (BSP) to emerging tech pioneers, signaling a serious push to align innovation with governance.

    2. National Leaders Backed Digital Transformation

    The presence of President Ferdinand “Bongbong” Marcos Jr. and Senator Bam Aquino underscored the government’s commitment to digital growth. Marcos highlighted the administration’s drive toward inclusive technology adoption, while Aquino’s keynote “Laws that Unlock Growth” pointed to the critical role of legislation in accelerating fintech innovation.

    This high-level support provided the perfect backdrop for Pay&Go’s announcement.

    3. Pay&Go Unveiled a Cash-Out Service Like No Other

    The headline moment came when Pay&Go revealed its integrated cash-out function across its self-service kiosks. Until now, kiosks were mainly used for payments, reloading, and cash-in transactions. The new feature turns these machines into gateways where users can directly withdraw money, a service typically restricted to ATMs or banks.

    Demonstrations at the summit allowed attendees to try real-time transactions, drawing an overwhelmingly positive response.

    4. Banks Are Already Onboard—and More Are Lining Up

    One of the strongest signs of confidence came from banks themselves. Several institutions signed up immediately after testing the new system, while many more expressed strong interest in joining the rollout. Their enthusiasm shows how much demand there is for a service that bridges cash and digital ecosystems seamlessly.

    For Filipinos, this means more accessible banking touchpoints nationwide.

    5. Financial Inclusion Gets a Major Boost

    The innovation isn’t just about convenience in cities—it’s about access in underserved areas. Many rural towns don’t have enough bank branches or ATMs, making financial services a challenge. By upgrading its 3,000-plus kiosks into multifunctional hubs, Pay&Go is ensuring that even communities with limited infrastructure can enjoy essential services.

    The new feature represents a direct response to the call for inclusivity in the country’s financial system.

    6. A Panel on Financial Health Cemented Pay&Go’s Mission

    CEO Dan Ibarra joined the panel “Unlocking Financial Health for Every Filipino: The Next Frontier in Inclusion” to explain how the company envisions the future. His message was clear: technology must go beyond innovation and focus on affordability, accessibility, and efficiency.

    Ibarra emphasized that kiosks in remote towns are already proof of the demand for financial services, and Pay&Go is working to bridge the gap between account ownership and actual account usage.

    7. Collaboration Is the Key to “Walang Maiiwan”

    Ibarra’s closing remarks summed up the spirit of the summit: financial inclusion cannot be achieved alone. It requires government action, private sector support, and community-level collaboration. His rallying call of “walang maiiwan”—no one is left behind—resonated strongly with the summit’s theme.

    It reflects Pay&Go’s belief that digital inclusion is a shared responsibility and a national mission.

    8. What’s Next for Pay&Go and Filipinos Nationwide

    With its cash-out service now part of its expanding kiosk network, Pay&Go is set to roll out the feature across the Philippines. From major cities to far-flung towns, these kiosks will transform into all-in-one financial access points. By embedding cash-out functionality alongside bills payment, mobile top-ups, and cash-in services, Pay&Go is positioning itself as a vital player in democratizing financial technology.

    For Filipinos, this means fewer barriers, more choices, and greater financial empowerment.

    Pay&Go’s unveiling at the Manila Tech Summit 2025 wasn’t just about introducing a new feature—it was about reshaping how Filipinos interact with money. By converting ordinary kiosks into powerful financial lifelines, the company is tackling the challenge of inclusion head-on. With strong backing from government leaders, enthusiastic support from banks, and a vision rooted in accessibility, Pay&Go is making sure the digital economy works for every Filipino, not just a few.

    “The World According to Jaime de Guzman,” Now on View at the Yuchengco Museum“The World According to Jaime de Guzman,” Now on View at the Yuchengco Museum21st June 2026Ozymandias
    Hundreds of Maxim driver-partners back Brigada Eskwela, donate school supplies before classesHundreds of Maxim driver-partners back Brigada Eskwela, donate school supplies before classes29th June 2026Ozymandias
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  • Pay&Go Unveils Innovative Cash-Out Solution at Manila Tech Summit 2025

    Pay&Go Unveils Innovative Cash-Out Solution at Manila Tech Summit 2025

    A person wearing headphones and a cap appears in the foreground, contemplating, while in the background, a city skyline can be seen. An inset shows two individuals posing together, likely attendees of the Manila Tech Summit 2025, both smiling and dressed in professional attire.

    At the Manila Tech Summit 2025, held last August 26-27 at Shangri-La The Fort in BGC, Pay&Go proudly highlighted its latest efforts in promoting digital inclusion.

    Organized by the Fintech Alliance Philippines, the event themed “Forging a New Global Order: Risks and Opportunities Redefined,” brought together top industry leaders, government officials, and innovators dedicated to shaping the future of fintech and technology in the Philippines.

    The summit was graced by President Ferdinand “Bongbong” Marcos Jr., emphasizing the government’s strong commitment to digital transformation and inclusive growth. Senator Bam Aquino delivered an insightful keynote, titled “Laws that Unlock Growth,” underscoring the vital role of responsive legislation in accelerating the country’s digital economy.

    Bringing together key players from fintech firms, tech pioneers, and policymakers—including representatives from the Bangko Sentral ng Pilipinas (BSP)—the event provided a vital platform to explore emerging trends, challenges, and opportunities across the evolving landscape of finance and innovation.

    Pay&Go’s Key Milestone: Introduction of Integrated Cash-Out Services

    During the summit, Pay&Go introduced and showcased its innovative cash-out services, integrated into its existing self-service payment kiosks. Industry attendees and partners had the exclusive opportunity to experience this game-changing feature firsthand through real-time transactions.

    The response was overwhelmingly positive—several banks immediately saw the potential and have already onboarded, with many more expressing strong interest in partnering after successfully testing the service. This momentum underscores the powerful impact these cash-out solutions could have in expanding financial access across the country.

    This cutting-edge feature has the potential to revolutionize financial accessibility, especially in underserved and remote communities. By transforming existing kiosks into multifunctional touchpoints, Pay&Go aims to elevate them from simple transaction points to vital gateways for banking and financial services in areas where infrastructure is limited.

    Building on this exciting progress, Pay&Go will continue to embed and expand this enhancement within its current network of self-service kiosks. These upgraded machines are designed to deliver even greater convenience, accessibility, and efficiency—paving the way for a more inclusive financial landscape for Filipinos nationwide. This development vividly demonstrates Pay&Go’s commitment to practical, scalable solutions that will drive the future of financial inclusion.

    Transforming Innovation to Inclusion

    As this new feature gained attention, Pay&Go CEO Dan Ibarra participated in a key panel discussion titled “Unlocking Financial Health for Every Filipino: The Next Frontier in Inclusion,” moderated by Lawrence Ferrer, President & CEO of CIS Bayad Center Inc. The session focused on collaborative strategies to bridge the financial gap and bring essential services closer to every Filipino.

    “As we discuss risks and opportunities on a global stage, we remain grounded in our core mission here at home: We provide access to the grassroots population for their basic needs in financial inclusion,” said Ibarra.

    “Self-service kiosks are increasingly visible in rural areas, proof that Filipinos want access to financial services. With over 3,000 machines nationwide, from urban centers to the most remote towns, we’re helping bridge the gap between owning an account and actively using it. Because true innovation isn’t just about cutting-edge tech; it’s about making fundamental services affordable, efficient, and accessible to every Filipino, wherever they may be.”

    “… And this is not a solo effort. Financial inclusion is a shared mission—one that demands collaboration among government, private sector, and community stakeholders to ensure that walang maiiwan—no one is left behind,” as Ibarra closed the discussion.

    Pay&Go’s prominent presence at the Manila Tech Summit 2025 reaffirms its unwavering dedication to fostering a more inclusive digital economy. By working hand-in-hand with public and private partners, the company is committed to turning this vision into reality—bringing financial access to every corner of the Philippines.

    About Pay&Go

    Pay&Go is a leading self-service payment kiosk operator that offers a variety of services including cash-in, bills payment, mobile phone top-ups, and soon, cash-out services. With over 3,000 kiosks strategically placed nationwide, it enables communities have access to financial transactions. Pay&Go continues to push the boundaries of accessible and inclusive financial technology, making its cash-to-digital services available to more Filipinos.

    “The World According to Jaime de Guzman,” Now on View at the Yuchengco Museum“The World According to Jaime de Guzman,” Now on View at the Yuchengco Museum21st June 2026Ozymandias
    Hundreds of Maxim driver-partners back Brigada Eskwela, donate school supplies before classesHundreds of Maxim driver-partners back Brigada Eskwela, donate school supplies before classes29th June 2026Ozymandias
    More Than a SOCA: 30,000 Manileños Turn State of the City Address Into a Celebration of Community and ResilienceMore Than a SOCA: 30,000 Manileños Turn State of the City Address Into a Celebration of Community and Resilience26th June 2026Ozymandias
  • Five features we love about the ML Wallet

    Five features we love about the ML Wallet

    Mobile wallets have revolutionized the way people handle money, delivering a mix of convenience, security, reduced reliance on cash, and more inclusive financial products.

    Back in 2017, M Lhuillier marked its digitization journey with the inception of the ML Wallet which served as the company’s official mobile application and offers conventional mobile wallet functionality we’re familiar with, on top of M Lhuillier’s own suite of products and services.

    Clean user interface – As the majority of mobile wallets out there go the traditional ‘super app’ route with every iteration adding more and more features, these platforms become increasingly more daunting to explore for novice users and conventional users. Instead of being an app that does a few functions very well, Filipinos are left with bloated applications that always experience slowdowns.

    Here’s where ML Wallet does things a little bit differently. When you open the app, you’re not greeted with several annoying ads and promos, you’re not overwhelmed by the myriad of features on the landing page, and you don’t receive pesky notifications that contain unnecessary information.

    ML Wallet showcases its functions without clutter and also hides the user’s balance by default (a feature missed by other mobile wallet apps.) Accessing services is responsive with no loading times and each click runs the operation instantly, white space is utilized well so the colors in-app don’t clash, and everything else is not gamified to the extreme.

    Kwarta Padala convenience – Kwarta Padala is a financial service provided by M Lhuillier Financial Services that allows customers to send and receive money conveniently and securely. In the Philippines, mobile wallets are not widely used in rural areas which is why services like Kwarta Padala bridge this gap.

    Traditionally, the sender would have to visit an M Lhuillier branch to send money to their relatives or friends. Now, empowered with the ML Wallet, users can send money through Kwarta Padala without having to leave their homes.

    Users will simply have to cash in on the ML Wallet app, click ‘Select Money,’ and choose ‘Kwarta Padala.’ After filling in their information, users can now send money to any M Lhuillier branch in the Philippines.

    Quick loan applications – Since the ML Wallet is able toconnect users with the suite of financial services offered by M Lhuillier, this also covers the company’s widely available and trusted money lending service known for its highest appraisal and lowest interest rates. Unlike other mobile loan apps, ML Wallet makes the application process faster by automatically filling out the information page, and users can settle their dues directly on the app.

    Cheaper cash out – Believe it or not, the majority of Filipinos still prefer cold hard cash in their hands because of its 24/7 availability. This is why sari-sari stores doubling as ‘cash out hubs’ for mobile wallets have been popping up across the Metro. One major flaw in this setup is that the fees are not standardized, which means some stores are abusing the fact that they’re the only cash out location around by increasing the service fees to exorbitant amounts. ML Wallet addresses this by providing cheaper fixed rates for cash out at any of their locations nationwide.

    Attractive jewelry deals – M Lhuillier Jewellers is a fine jewelry brand that is part of M Lhuillier Financial Services. It is known for its exquisite pieces and designs, including necklaces, chokers, bracelets, rings, wedding rings, and more. With the ML Wallet, users can shop for these items and enjoy up to 50% discounts similar to the typical online shopping experience.