Pay with QR using your BPI app

In a strategic move to enhance user convenience, the BPI app has proudly unveiled its latest feature – Pay via QR. While the practice of scanning QR codes for payments has traditionally been associated with e-wallet apps, BPI is reshaping user behavior by integrating this functionality directly into its app.

By introducing Pay via QR, BPI aims to streamline cashless transactions for its clients, eliminating the need to preload funds into separate e-wallets and simplifying the payment process.

Fitzgerald Chee, Head of Consumer Platforms at BPI, expressed enthusiasm about the launch of Pay via QR, emphasizing the convenience it brings to users. By leveraging this feature, BPI app users can seamlessly pay at thousands of stores and restaurants by scanning QR Ph codes directly from their BPI accounts.

This innovative approach eliminates the intermediary step of transferring funds to e-wallets, offering a more straightforward and efficient payment experience for customers.

Chee highlighted the user-friendly nature of the Pay via QR feature, emphasizing its role in promoting cashless transactions. Users can initiate payments by simply accessing the BPI app, tapping the QR icon located in the upper right corner, and scanning the QR code to complete the transaction.

This streamlined process empowers customers to embrace cashless payments without the hassle of carrying physical wallets or managing multiple e-wallet accounts, making shopping and dining experiences more seamless and convenient.

It is essential for users to be aware that some stores may utilize QR Ph codes linked to personal accounts rather than dedicated merchant or business accounts. When scanning a QR Ph code using the BPI app, customers should ensure that the screen displays ‘Pay merchant’ at the top to indicate a secure transaction with the intended business entity.

If the screen shows ‘Transfer to other banks,’ it signifies that the merchant is using a personal account, potentially incurring interbank transfer fees. This distinction underscores the importance of verifying the transaction details before proceeding with the payment.

Chee emphasized the educational aspect of the Pay via QR feature, encouraging users to explore the convenience and advantages of utilizing QR Ph codes for their transactions.

By embracing this innovative payment method, customers can experience firsthand the ease and efficiency of cashless transactions facilitated by the BPI app.

The feature not only simplifies payments but also promotes financial awareness and digital adoption among users, aligning with BPI’s commitment to enhancing the overall banking experience.