Skyro Launches Zero Plan: 8 Things You Need to Know About Its 0% Interest Loan

A surprised man holding a smartphone, promoting the Skyro Zero Plan, which allows customers to pay loans in 3 or 6 months with zero interest.

Skyro, one of the country’s fastest-rising fintech companies, has just rolled out its new Zero Plan, designed to make borrowing lighter and more flexible for Filipinos.

With this feature, customers can settle loans in three or six months without paying a single centavo in interest. Here are the key details to know about the Skyro Zero Plan.

1. 0% interest if paid within 3 or 6 months
Borrowers who pay off their full loan balance within the first three or six months enjoy zero interest charges, making it easier to settle obligations quickly.

2. Ideal for life’s big expenses
Whether it’s home renovation, a dream purchase, or an unexpected emergency, the Zero Plan helps customers manage high costs without the usual burden of loan interest.

3. Automatically included in approved loans
Once your Skyro loan is approved, the Zero Plan is automatically added. Details are clearly outlined in the loan agreement, so no extra steps are required.

4. Full payment within the Zero Period is required
To maximize the offer, customers must pay the entire loan balance—including the financed amount, processing fee, and Value-Added Services (VAS) cost—within the Zero Period.

5. Convenient payment options
Borrowers can easily settle their full balance through the Skyro app or get in touch with Customer Care for assistance in computing the exact amount due.

6. Flexibility even if you miss the Zero Period
If you don’t pay in full during the Zero Period, you won’t lose your loan. Payments simply continue under the regular schedule with interest applied as stated in your original agreement.

7. Works with Skyro Flexi
Even if you adjust your due date using Skyro Flexi, the Zero Period also adjusts accordingly, ensuring flexibility for repayment.

8. Easy access through the app
The Skyro Zero Plan can be availed by downloading the Skyro app for free via the Apple App Store or Google Play. You can also visit www.skyro.ph and follow Skyro on Facebook, Instagram, LinkedIn, and TikTok.

With the Zero Plan, Skyro is giving Filipinos a smarter way to finance purchases and manage unexpected costs without worrying about mounting interest.