
PSBank has launched digital banking features on its PSBank Mobile app aimed at helping travelers build dedicated travel funds and manage trip expenses during the upcoming holiday season.
The platform enables users to open a new savings account remotely using a single valid ID and a selfie, eliminating traditional minimum deposit and maintaining balance requirements.
Key operational features and services available through the mobile app include:
- Account Creation and Savings: Account opening is completed via biometric verification without initial deposit minimums or maintaining balances.
- Pre-Trip Bill and Toll Payments: App features allow users to pay utility bills, credit card balances, and loans, alongside instant tollway account reloads for AutoSweep and EasyTrip RFID systems.
- On-the-Road Financial Tools: Platform integrations support direct merchant payments via QR codes, cash-free fund transfers through free InstaPay and PESONet channels, and cardless cash withdrawals at PSBank and Metrobank ATMs.
- Security Controls: In-app features include biometric login authentication, instant ATM card locking and unlocking, customizable transaction caps, trusted device management, and a Reserved Balance tool that locks designated funds from online transactions.
The service is accessible via downloads on the Apple App Store, Google Play Store, and Huawei AppGallery, supported by 24-hour customer service assistance online and via phone.




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