PSBank offers a Flexi Personal Loan that lets you borrow up to ₱250,000 for emergencies like home repairs, tuition, or medical bills.

Customers can choose between a revolving credit line or a fixed-term loan payable in 24 or 36 months.

The loan includes a free ATM card for 24/7 access via Mastercard-affiliated ATMs worldwide.

Payments can be made through PSBank Mobile, PSBank Online, branches, 7-Eleven stores, BancNet, InstaPay, and online billers.

Borrowers can manage their accounts and monitor transactions in real time using the PSBank Mobile App.

The Prime Rebate program rewards early or excess payments by reducing interest on fixed-term loans.

A loan calculator and pre-qualification checklist are available on PSBank’s website for quick assessment.

Applications are accepted online or at any PSBank branch.