CIBI Information Inc. (CIBI) has been recognized among Asia’s Most Influential Companies at the ACES Awards 2026, an honor that highlights its evolution from the Philippines’ first credit bureau into a broader data and intelligence partner.
The company now supports trusted decision-making across lending, employment, identity verification and fraud prevention.
From credit bureau to data partner
For more than four decades, CIBI has evolved alongside the changing needs of financial institutions and Filipinos. As digital financing becomes more interconnected, challenges have grown more complex, with credit risk now overlapping with concerns around identity, fraud and business verification. CIBI has expanded its capabilities in response.
“The challenge today is no longer gaining access to information. Institutions need to understand what the data is telling them and how they can use this to respond to risks. ,” said Pia Arellano, President and CEO of CIBI. “For us, trusted data becomes even more valuable when it’s used to help institutions act with greater confidence and create better outcomes for the people we all serve.”
A broader view of borrowers
CIBI is an accredited Special Assessing Entity (SAE) of the Credit Information Corporation (CIC). It combines credit information with alternative data and scoring solutions to help financial institutions get a broader view of potential borrowers.
Since 2024, CIBI’s data infrastructure has supported 10.1 million people new to credit, helping Filipinos establish their credit profiles and become visible within the formal financial system. CIBI also promotes greater understanding of credit, responsible borrowing and long-term financial health so they can participate in the system sustainably.
Expanded capabilities
CIBI’s capabilities now cover identity and business verification, employment and fraud prevention. Initiatives such as CIBI University, the Fraud Intelligence Data Sharing (FIDS) Network and its workforce solutions reflect how it has applied trusted data to different needs across the financial and business sectors.
Working with regulators and industry
CIBI continues to work with partners across the Philippine regulatory and financial ecosystem, including:
- The Credit Information Corporation (CIC)
- The Securities and Exchange Commission (SEC)
- The Bangko Sentral ng Pilipinas (BSP)
- Major industry associations
These collaborations aim to strengthen information sharing across the industry, helping institutions identify and respond to risks that may be difficult to detect on their own.
What the award signals
The recognition reflects how the role of trusted data has evolved and benefited the Philippine economy. It also highlights CIBI’s mission to continue expanding its capabilities, deepen partnerships, and develop solutions and initiatives that respond to emerging challenges in credit, identity, fraud and financial inclusion.
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